3 Things I did at 18 To Get Ahead In My 20’s 💸 If you are 18 or about to be lock in this will put you ahead of 90% if your friends. If you are 20 or older LOCK IN ALREADY DON’T FALL BEHIND 1. Start building credit. Abide by these rules: 1. Pay CC on time, in full, every time 2. Don’t spend more than you have 3. dont apply to too many CC too fast 2. Get a job. It takes money to get good at money. You don’t need to work like a mad man, just get some skin in the game and learn how to manage your money. 3. INVEST PLEASEEEE Put your money to work asap. the earlier you have them work, the more time you give your money to multiply. Think of this like the sunflower plans in plants vs zombies, The earlier and more you plant them, the easier it is upgrade your stuff and win as the levels get harder and harder. Same things with life. LMK if you guys have any questiosn! #investing #motivation #bigbro #money #PersonalFinance #savemoney #invest #stockmarket #wealth #wealthy #rich
3 Things I’m Doing During A Recession 📈 1.Im tightening up my budget. Now is not the time to splurge. No more eating out, no more beers no more wasting money. I want to save as much cash as possible to make sure I can take advantage of any opportunities as possible! 2.Investing heavily Be greedy when others are fearful! Down markets are the best time to buy assets on a discount! I am investing in EVERYTHING (jk but I am loading up the boat slowly) 3. Staying calm. It’s really easy to freak out by all the headlines and news headlines. The world is not ending. You will be fine. Stay calm focus on what you can control! #invest #investing #stock #stockmarket #savemoney #wealth #richmindset #PersonalFinance
4 Bank Accounts You Need in Your 20s to Avoid Being Broke in Your 30s 💰 1. HYSA: Trad banks give you .01%. HYSA’s can give you 4% and higher. Build your emergency fund & save for big goals here. (🔗 in bio for my favs) 2. Roth IRA: It’s a brokerage account meant for retirement. Invest post-tax $$, grow it tax-free. Compound interest is your best friend. 3. 401(k): Free money. Contribute up to the employer match—no more, no less (unless you’re maxing everything). 4. HSA: Triple tax benefits + covers medical costs now *and* can be used like a retirement account later. THESE ARE ALL FREE! TAKE 10 MINS AND DO THIS NOW!!!!! Just sharing what I wish I knew sooner. Follow to level up your money game 🫡 #PersonalFinance #moneytips #investing #hysa #rothira #401k #hsa #financialfreedom #buildwealth
7 Stocks I’m Investing In April! 📈 (bonus in caption) Link in bio to see what i’m investing in! These are the 7 stocks i’ve been investing in these past few weeks The stock market has been taking a beating, so i’ve been buying up as many deals as I can get my hands on. I still do have some cash to buy more if we go lower. Im really DCA into these positions, bc i can’t time the market. 1. VTSAX- entire US stock market (core of my portfolio) 2. QQQM - 100 largest tech and growth stocks (naasdaq 100 3. Amazon - a force to be reckon with. super bullish. SHLEEPER 4.Nvidia - nough said 5. Google - very cheap in imo, obvi great company. also gemini has been cooking lately! 6. Costco -my favorite company. amazing business model/financialsCC companies 7. SCHD - relatively new. high dividend paying etf for that passive income BONUS: NVMI iykyk This is purely for entertainment purposes! What are you investing in? Comment down below! #investing #invest #stock #stockmarket #wealth #millionaire #growth #wealthmindset #passiveincome #PersonalFinance
3 ETF’s I’d Buy If I Only Had $1,000 📈 Link in bio for my free investing checklist!! 1. This ETF covers every single publicly traded company in the US stock market 2. This ETF covers thousands of companies in the international market 3. This ETF’s gives you exposure to the bond market This is what’s called the 3-fund portfolio. A super simple, low cost, low maintenance investing strategy that is popularized by the F.I.R.E community. Let’s make FIRE popular again! This is just one strategy tho, there are many different strategies that are good too! I mainly aim for majority diversified funds that track an index/entire market + individual stocks for more growth. I am still young so I’m being a little more risky. However I will def start adding more International stocks in the near future. US getting whopped rn What do you thik? PS. this isn’t financial advice. Please do your own due diligence! #investing #stockmarket #stocks #invest #wealth #money #PersonalFinance
7 Stocks I’m Investing In This May! 📈 Comment “INVEST” for my free 5 steps to invest checklist + to see my portfolio! Link in bio These are the 7 stocks i’m investing in The stock market has been taking a beating, so i’ve been buying up as many deals as I can get my hands on. I still do have some cash to buy more if we go lower. Im really DCA into these positions 1. Tesla – bullish on robo taxi’s and robots. high risk tho 2. Costco – my fav stock. Its business model is rock solid (hello $4.99 rotisserie) + a loyal customer base 3. Nvidia – leading the AI boom. 4. VOO – my foundation: 500 of the biggest U.S. companies in one ETF. 5. Robinhood – just started a position yesterday. will DCA more 6. Amazon – still expanding everywhere and a force to be recon with 7. QQQM –ETF that tracks the Nasdaq 100. another part of my foundation The market’s rebounding, but we’re far from done. This is still one of the best times to build real wealth—if you stay consistent. #investing #stocks #stockmarket #wealthbuilding #PersonalFinance #tesla #nvidia #amazon #voo #qqqm #costco #wealthmindset #moneytips #invest #stock #fire
3 Bad Money Habits I’m Cutting Out In My 20’s 💰 1. Buying for status: Do not go broke trying to look rich. 2. Keeping money in a traditional bank: make your money work for you 3. Being shy about money: talk about it, make it less scary What are some habits that you are working toward cutting out? LMK in the comments below! #money #PersonalFinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal
Helping My Sister Invest Her First $10,000 (Part 1) 💰 Comment “PORTFOLIO” if you want to see my full portfolio! Even though we had a rough start, i am really glad this happened because the lessons were priceless. ✅ Stocks don’t just go up. ✅ You need to trust the process even when it feels uncomfortable. ✅ Wealth is built when the market is down Ngl tho , i am kinda upset that we weren’t able to full advantage of that big drop i april. We still bought but not as much as I would like. By the time everything dropped, she had already ran out of chips for the dip (she still has stuff saved but that’s her money). But again, she’s literally in highscool, so she’s good lol and she learned valuable lessons! We’re still a long way from her $10K goal, but im confident she’s going to be ahead of 99% of people her age because of this. If you want to see part 2, follow along! #investing #PersonalFinance #stocks #wealthbuilding #moneytips #longterminvesting #wealthmindset #financialliteracy #stockmarket #howtoinvest #wealth #mindset #frugal #savemoney #growthmindset
How To Buy A Used Car (dont get scammed!) 🚗 1. Check the mileage – 12-15K miles per year is solid. 2. Inspect for damage, leaks, rust – don’t just glance. This can help you negotiate a better deal! 3. Review the vehicle history – Carfax or Autocheck saves you headaches. 4. Know what you can actually afford – aim for 10% of your take-home monthly pay. Buying a used car is almost always the smarter financial decision. Just don’t buy a peice of junk. Comment your best used car tips below 👇 #carbuyingtips #moneymoves #PersonalFinance #usedcar #buildwealth
My 10 Income Streams At 24 💰 1. Reselling: buy low, sell high on amazon and ebay 2. Ad revenue: get paid to create engaging videos on social media 3. UGC: Create videos for brands to post on their platforms 4. Interest income: My HYSA pays me 4%+ just for saving (link in bio for my favorites) 5. Affiliates: small commissions for recommending products/services at no extra cost to you (thank you this helps support me and my team!) 6. Consulting: helping brands with their growth strategy 7. Stocks: appreciation or dividends 8. Crypto: appreciation 9. Digital products: had a couple guides that helped people with amazon. now im working on a big project coming out soon! 10. Brand deals: paid to promote products on this page This didn’t come quick or easy. Took me 5 years to do this but it was the most exciting and rewarding 5 years of my life! PS. I dropped a full video on this on my youtube if you’re interested. check it out! LMK if you have any questiosns! #PersonalFinance #money #makemoney #business #entrepreneur #wealth #rich #motivation #wealthy #mindset #invest #stocks
POV: You Lose Your Credit Vs Debit Card 💳 Honestly guys I never use my debit card. There is no reason to use it unless I need to withdraw cash, which I never do. If you can control yourself (don’t overpay) credit cards are the best. Got any credit questions? Lmk down below! #credit #creditcard #buildingcredit #PersonalFinance #finance #money #wealth
3 Life Lessons I’ve Learned at 24 🤝 Link in bio for my investing checklist! 1. Worry about money now, or worry later. This really goes for everything in life. Health, relationships, money etc. You can either worry about it by choice now, or later on when it’s either by need or by survival. Choose now. 2. Choose battles wisely Everything in life has a trade off. You need to decide what does and what doesn’t matter to you. 3. You know what to do, you just don’t do it. We all know the basic of what we need to do, we just have trouble doing it. We procrastinate, we over analyze and wait. Simplify everything! I hope this helps! #money #PersonalFinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal